МигКредит Займы онлайн

MigCredit is an urgent receipt of a loan on a card online at a time when money is needed quickly.
We issue the first loan up to 5 000 ₽ for free!

Loans online without references and guarantors. Without hidden interest and commissions, the minimum rate is 0%. Confidential and secure. Loan online to your bank card and with the possibility of receiving money through the Payment system.

We also know how to issue money in one click to our regular customers in a couple of seconds to any bank card.

Basic requirements for our borrowers:
- citizenship of the Russian Federation;
- age over 21;
- the presence of permanent registration in one of the constituent entities of the Russian Federation;
You can be a pensioner or a student, a young mother, have a regular income - in any case, you do not need to collect certificates and prove your ability to pay in order to apply for a loan online.

By installing the application, you can quickly get a loan on the card:
- to a VISA, Mastercard or MIR bank card - instantly and around the clock!
- in cash through the transfer systems Contact, Zolotaya Korona, Unistream.

Borrowing money through our application is a quick solution to urgent financial problems! We will help everyone when you need a credit card! Online loans around the clock 24/7!

The mobile application allows:
- to take a loan urgently - in a matter of minutes after submitting an application;
- participate in promotions and competitions;
- receive advice from financial operators;
- to carry out early repayment of the loan;
- conveniently manage current loans (repay, receive);
- receive money on a bank card from anywhere in the world;
- choose a convenient amount and term.

For an amount from 15,000 to 100,000 rubles, for a period of 61 to 364 days.
Minimum annual interest rate: 35.99%
Maximum annual interest rate: 364%
Minimum debt repayment period: 61 days
Maximum debt repayment period: 364 days

The calculation of the cost of the loan is made according to the formula:
Amount to be returned = Loan Amount + Overpayment Amount, where
Overpayment Amount = Loan Amount * Loan Period * (Rate in % / 100)
Additional commissions are not charged.

An example of calculating the total cost of a loan in the amount of 15,000 rubles for a period of 70 days:
The interest rate for using the loan for 70 days is 0.099% per day.
The total cost of the loan (FCC) is 35.99% per annum.
The amount of accrued interest for 70 days of using the loan is 615 rubles.

Repayment by regular payments every 14 days:
Payment 1: 3,123 rubles
Payment 2: 3,123 rubles
Payment 3: 3,123 rubles
Payment 4: 3,123 rubles
Payment 5: 3,123 rubles

The total amount to be repaid is 15,615 rubles.

The penalty in case of violation of the deadline for making any payment specified in the payment schedule will be 0.1% per day of the amount of the outstanding principal debt.
If the last payment is delayed by 10 days, the amount of interest payable will be 615 rubles, the amount of the penalty will be 38.32 rubles,
The total amount payable is RUB 15,653.32.


MigCredit is the leader of the Russian microfinance market, the largest and fastest growing company in the microfinance market, specializing in issuing loans to individuals up to 100,000 rubles. The company operates on a hybrid business model, issuing loans online to the client's bank cards, and offline at the offices of the regional network. LLC MFC "MigCredit", address: 127018, Moscow, st. Suschevsky Val, 5, building 3. The company was included in the state register of MFIs on July 8, 2011. OGRN: 1107746671207 / License of the Central Bank 2110177000037. Official website of the company www.migcredit.ru