뱅크샐러드

10 million downloaded apps! Banksalad is an innovative app that easily manages your health & financial assets.

You can manage your health with free genetic testing and collect all your financial assets at a glance.
Personal information required to link your financial assets with the app is not stored on our internal servers. It is used for information inquiry purposes only.

Health care starts with free genetic testing
- Every morning at 10! We offer free genetic testing.
- Check out my TOP3 innate abilities based on the genetic test results.
- You can also find out what rank your 63 genes are.
- We even recommend health care tips that match the test results.
- You can collect health checkup records.
- Check the possibility of disease and check the preparation fund.

■ You can borrow from Bank Salad.
- You can compare the interest rate and limit you can receive in one minute.
- It takes 5 minutes to deposit! Don't worry when you're in a hurry.
- Get a loan quote without affecting your credit score.

■ Quick and easy mortgage loan
- Find the interest rate and limit that suits your conditions.
- It changes every time, so it reflects difficult regulations on its own.
- Compare subordinated loans at once without worrying about DSR.

■ Manage two credit scores at once, level up your credit score
- You can view and manage the credit score of two credit rating agencies.
-Find information favorable to credit evaluation and raise your credit score.

■ All assets from accounts and cash to loans at a glance
- All authentication required for asset connection is possible without a PC.
- You can manage all your assets from account balances to card details, point management, and loans with one app.
-Check how much my assets are increasing.

■ Easy income and expense management with an automatic household account book
- Automatically enter and classify income, expenses, and transfer details. The three-day household account book is over!
- Manage various Pay Money payment details such as Kakao Pay and Toss.
-Customized management from budget setting, details editing, and category setting
- Try to figure out my consumption pattern by analyzing income and expenses.

■ Find a card that fits your spending habits
- You can compare cards from various financial companies.
- We recommend a card that fits your consumption pattern.
- Check out the card with greater benefits even if you spend the same.
- You can collect cashback events from all domestic card companies and enjoy more benefits.


[Frequently Asked Questions]

Q. How are genetic test results managed?
Genetic test analysis data is provided by Labgenomics, which has established a strict security and information protection system, and the information is not provided to third parties except Banksalad. Banksalad is also used only for the purpose of providing health care services according to the terms and conditions, and is never provided to third parties.
Banksalad is a company that has undergone strict security screening and received credit information management from the Financial Supervisory Service and digital signature certification from KISA, and is managing customer data with a security system comparable to that of financial institutions.

Q. I need to disclose sensitive asset information, can I trust Banksalad's security?
Banksalad values ​​security the most. Customer information (certificate certificate and password, financial company account, etc.) is stored and managed in encryption on the customer's mobile device, not on the Bank Salad server.
The information entered when signing up for and using the service is encrypted with an algorithm that has been proven to be reliable. Customer information is encrypted and protected during the entire communication section between the customer's mobile device and the Banksalad server.

Q. How is personal information protected?
Banksalad complies with the relevant laws and regulations of the Republic of Korea that information and communication service providers must abide by and guidelines for personal information protection regulations.
All personal information is used only for the purpose of collection and use and the period of use, and is destroyed without delay if the customer requests withdrawal or withdraws consent.

[Linking Authority]
■ bank
KB Kookmin Bank, Kakao Bank, Shinhan Bank, Toss Bank, Woori Bank, NH Nonghyup Bank, KEB Hana Bank, K Bank, IBK Industrial Bank, Saemaul Bank, Daegu Bank, SH Suhyup Bank, Post Office, Citibank, Kyongnam Bank, etc.

■ card
Shinhan Card, KB Kookmin Card, Samsung Card, Hyundai Card, NH Nonghyup Card, Hana Card, IBK Industrial Bank Card, Toss Card, Kakao Bank Card, Citi Card, Post Office Card, etc.

■ Electronic finance
Kakao Pay, Toss, Payco, etc.

■ Securities
Kiwoom Securities, Toss Securities, Mirae Asset Securities, Korea Investment & Securities, Shinhan Investment & Securities, NH Investment & Securities Namu, etc.

■ Insurance
Meritz Fire, Samsung Fire, KB Insurance, DB Insurance, Samsung Life, Kyobo Life, Shinhan Life, Heungkuk Fire, Dongyang Life, Nonghyup Life, etc.

■ Others
National health insurance, real estate, automobile, National Tax Service Hometax (cash receipt), Financial Supervisory Service (integrated pension portal), etc.

■ Loans; Comparison of interest rates for 97 loans, including jobless loans, small loans, sunshine loans, credit loans, etc.
Bank Salad Inc. is Kyongnam Bank, Shinhan Savings Bank, Busan Bank, Dongwon Jeil Savings Bank, JB Woori Capital, BNK Savings Bank, Daol Savings Bank, Korea Savings Bank, KB Savings Bank, BNK Capital, NH Savings Bank, Smart Savings Banks, Daishin Savings Bank, Jeonbuk Bank, Hana Savings Bank, Shinhan Card, Korea Capital, Lotte Capital, Kyobo Life Insurance, JT Chinae Savings Bank, 8%, Sangsangin Savings Bank, Kiwoom Yes Savings Bank, Daegu Bank, HB Savings Bank, OK Capital, DB Savings Bank, Hana Capital, IBK Savings Bank, Jinju Savings Bank, Woori Financial Capital, Kiwoom Savings Bank, Kwangju Bank, Inseong Savings Bank, and Pepper Savings Bank for loan recruitment consignment contracts (No. 2021 - 005), is a sales agent for loan products registered under the Financial Relations Act, and can be identified in the integrated inquiry system for loan solicitors.
- Integrated interest rate range: Minimum 2.82% ~ maximum 19.9% ​​per year / Maximum 2% prime rate applicable / Loan period maximum 120 months, minimum 12 months / Loan repayment example: 1 million KRW 6.0% per annum for 12 months equal principal and interest interest rate 86,066 per month KRW repayment Total repayment amount KRW 1,032,796

Other institutions will also apply in the near future.

[Service inquiry]
If you have any questions, please contact us through the path below.
1. Bottom of the app [All] > Top right Customer Center or Bottom of the app [Home] > Top right [☰] > Customer Center
2. Email [email protected]
If you search 'Bank Salad Customer Center' on Naver, you can also check the FAQ.

Information on service access rights
◼︎ Optional access rights
- Files and media: When using a joint certificate in the process of linking assets, you can request to save or use a joint certificate file.
-Phone: To prevent fraudulent use such as voice phishing, it can be requested for authentication of the user's mobile phone.
* You can use the service even if you do not agree to the optional access right.
* If you do not agree to the optional access right, it may be difficult to use some of the service functions normally.