Bettr Card: Credit Reimagined

Bettr Card is issued by SBM Bank (India) Ltd, in partnership with Bettr Credit i.e. the solution, owned and operated by Mvalu Technology Services Private Limited (“Bettr Credit”). Our singular mission is to enable financial success for the next billion through simple, transparent, and timely access to quality credit.
Bettr card is a new-age credit card designed for both physical and virtual world. A card that is always with you - in your wallet and on your phone. It is specially designed for those who believe in being financially smart to spend, save, and grow financially in a Bettr way.
Start your credit-building journey now!

What makes Bettr Card worth applying?

Ultimate emergency credit line

Get instant approval on ready to use a digital card
Works everywhere with the power of Visa Platinum.
Enjoy lower interest rates starting at 1.49 % per month*

Super Rewarding payment companion

Spend whenever and enjoy up to 51 days interest-free period.
Enjoy 0% interest rate for the first 3 months as an introductory offer.
Receive 1% cashback on your ALL spends
Guarantees credit limit upgrades and interest rate reductions every 6 months when you make timely payments.

Why Bettr App

Simple and easy to understand the mobile app.
Generate smart statements with no complicated jargon.
You can quickly view your balance, make bill payments, and redeem rewards all from the palm of your hand through one app.
Categorize your spendings and manage payment directly from the phone.
Stay safe and secure: If you misplace your card, easily disable, enable or block your Bettr Card.

Credit Card Eligibility

Age: You must be at least 21 years of age
Income: You must have a regular source of income
Bank account: You must have a savings account in your name when you apply for a credit card online
Creditworthiness: You should have a good credit history. No defaults on loans or credit repayments. Your credit-worthiness is often checked through a Credit bureau – so make sure your credit score is good
Documents: Must be having a valid KYC document for getting instant credit card approval.

How to enjoy Bettr Credit, you ask?

Download the app and let us take you on a Bettr journey. Apply for a credit card online and activate your card within 5 minutes!

Still Got questions?

Reach out to us on the Bettr Credit app, or email us at [email protected], or call us on 0124-3631820. ✌️

We are always on your side - helping you make the right credit choices!