Ubank Money App

At ubank, we're all about helping you be more successful with money. Think of us as your daily money companion. One that gives you the ability to see your money in one place with smart features and real-time insights designed to help you get ahead.

Learn what it feels like to save more, see exactly where you’re spending and own your own home faster. Join ubank and we’ll help you achieve real momentum with money.

Download the app and get started with your Spend and Save accounts in under 2 minutes.

BECOME A MORE SUCCESSFUL SAVER WITH A UBANK SAVE ACCOUNT
- Earn great base and bonus interest rates on multiple Save accounts
- Don’t miss out on bonus interest with the help of our friendly nudges
- Open up to 10 Save accounts, set savings targets on any of them and we’ll come up with a plan to get you there
- Withdraw money at any time without affecting your bonus rate
- Pay or set up direct debits straight from your Save account.

FEEL GOOD ABOUT YOUR SPENDING WITH A UBANK SPEND ACCOUNT
- No monthly fees, plus we won’t charge for overseas or online payments
- Instant access to Google Pay
- A bright, aqua Visa Debit card in the mail
- Access to BPAY, Fitbit Pay and Garmin Pay
- Send and receive money instantly using PayID and Osko
- Set up regular payments.

Got a partner-in-money? Check out our shared Spend and Save accounts after you've both signed up to ubank!

GET TOTAL VISIBILITY OF YOUR MONEY
- Connect your accounts from over 190 other banks and providers including Commbank, Westpac, NAB, ANZ, Macquarie Bank & ING
- See all your money in one place by connecting your credit cards (Visa, Mastercard, American Express), BNPL (Zip), super (AustralianSuper), investments (CommSec, NAB Trade, Spaceship Voyager) & home loans

STAY AHEAD OF YOUR EXPENSES WITH AUTOMATIC BILL PREDICTIONS
- Automatic predictions of regular payments, bills and subscriptions from over 200 companies
- Feel confident in knowing when your streaming payment is coming out including Spotify, Stan, Netflix, Kayo, Binge or Amazon Prime.
- Never pay lates fees again on your phone (Telstra, Optus), internet, energy (AGL, Red Energy), gas (Origin), electricity, water or health insurance (nib, Bupa).

HIT ALL YOUR SAVINGS TARGETS, RIGHT ON THE MONEY
- Create up to 10 Save accounts and set a target on any of them
- We’ll help you smash your goals. Tell us when you want to hit your target and we can show you how to get there one step at a time.
- Edit your target at any time and we’ll adjust your plan to get there

SPENDING FOOTPRINT HELPS YOU RETRACE YOUR SPEND
- Stop wondering where your money went, your Spending Footprint tracks it for you.
- We’ve created common spending categories and had a go at sorting your transactions for you.
- See how much you’re spending at your favourite stores and food spots in helpful categories like shopping, entertainment, drink & dine, health & fitness and groceries.

Start taking control of your money. Download the app now and get started in under 2 minutes.

As part of the NAB Group and with our advanced encryption technology, your money is safe with us.

We’re open to all Australian citizens and permanent residents aged 16 or older, with at least one form of ID (Australian driver licence, passport, Medicare card or birth certificate).

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This is general info and doesn't take your personal situation into account, so please take the time to make sure it’s right for you.

Read our General Terms at www.ubank.com.au/general-terms.

Read our Target Market Determinations at Target Market Determinations - ubank

Android, Google Pay and Google Play are trademarks of Google Inc.

Products issued by ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (unless otherwise stated).