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ID: ai.smarti.mobile

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The description of Smartiway


Do you need money right away, but don't want to go to the bank and stand in an endless line? Open a credit line at Smartiway (SMARTIWAY UKRAINE LLC) — we are the first FinTech company in Ukraine that has made using online loans simple and mobile.
With Smartiway, you can open a credit line and receive money to your bank card within a few minutes. For registration, no certificates or collateral are required - just a smartphone, phone number, and bank card.

How to get a loan?
► Download the app and register with a few taps.
► Select the term and amount of the loan. The first loan is up to UAH 4,000.
► Pass identification using the BankID NBU System and verify your bank card.
► Get a transfer and use money.

Why is it profitable to get a loan in Smartiway?
💰 The loan amount is up to UAH 30,000.
You can take a loan from UAH 100 to 30,000.
The maximum amount of the first loan is up to UAH 4,000.

⚡ The fastest loan online
It takes only 1 minute to apply for a loan and receive money on a card.

🌗 Available 24/7
Our app is convenient - it can be used at any time.

📲 Automatic agreement
While receiving a loan - no calls, communication with employees, and explanations why you need money - everything happens automatically.

🤑 Cashback and bonuses
For the timely repayment of loans, you receive bonuses under the loyalty program, with which you can pay the accrued interest.
You will also receive UAH 100 for registration and identification through the NBU BankID, and according to the "Invite Friends" program, you can receive from UAH 100 to 1000.

⌛ Loan period – up to 180 days
The maximum period is 360 days, including the possibility of extending the loan terms.
The minimum credit line period is 6 months (180 days), however, according to the current legislation of Ukraine, the client always can close the credit line ahead of schedule (even a few days after opening).

⏩ Need a loan prolongation?
The client always has the opportunity to issue an prolongation. Only accrued interest has to be paid.

💸 Top-up - an increase in the size of the credit line limit is available.

🔐 Safety
Smartiway cares about the safety of its customers, so all data is protected according to the global PCI DSS security standard, developed with the participation of VISA and MasterCard.

💳 Convenience of repayment
You can pay off the debt in the application or make a payment to the company's details in your Internet banking, bank cash desk or self-service terminal.

🔞 Minimum restrictions
The only restriction on obtaining a loan is the age of 18 years.

🔍 Interest rate
The average annual rate is 183%.
The maximum annual rate can be up to 435%, including late fees and penalties.
An example of interest rate calculation:
- upon receipt of the first tranche in the amount of UAH 10,000. for 180 days and a monthly repayment of UAH 1,684.21, the total cost of the loan will be UAH 10,105.26,
(6 payments for UAH 1,684.21), including: interest for using the loan - UAH 105.26 or 1.05% of the loan amount, APR - 3.65%;
- upon receipt of the next tranche in the amount of UAH 10,000. for 180 days and a monthly repayment of UAH 3,174.69, the total cost of the loan will be UAH 19,174.13.
(6 payments for UAH 3,174.69), including interest for using the loan - UAH 9,174.13 or 91.74% of the loan amount, APR - 273.75%.

Smartiway is:
1. Making a credit line from your smartphone.
2. Money transfer from card to card.*
3. Replenishment of a mobile number.
* soon

The above information is not an offer to conclude a loan agreement (proposal) but contains a description of the operation of the Mobile Application under the original name Smartiway on the Google Play platform.
Our team is constantly working to improve and develop the service.
Have interesting ideas or suggestions? Write to the mail: [email protected]
We appreciate your feedback on Google Play.

🏢 Organization address
Ukraine, 03066, Kyiv,
Okhtyrsky Lane., 7
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  • Category

    Finance
  • Get it on:

    Go Google Play ai.smarti.mobile
  • Requirements:

    Android Varies with device+

Smartiway Varies with device APK for Android Varies with device+

Version Varies with device for Android Varies with device+
Update on 2022-08-06
Installs 1.000.000++
File size 13.023.156 bytes
Permissions view permissions
What's new 1. Optimized work with documents.
2. Optimized work with internal messages.
3. Added the ability to delete an account.

Versions history:

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