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3.8/5 - 43.150 votes

ID: com.fidocredit

  • Author:

  • Version:

    Varies with device

  • Update on:

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The description of Fido


Chale! The New Fido App is here and It’s Pink 🤩
With new features & tweaks 🚀

What’s New?
Improved Fido Loan: It’s Faster, Easier, and more Secure.
New Fido Score: Unlock higher loan amounts and better terms by taking actions to improve your Fido Score. 🚀
Fresh new look and feel. 😎
Fido is here to empower individuals and entrepreneurs to capture opportunities in Africa. The Fido App is available and accessible 24/7 to all.
What We Offer:
Quick Fido Loans: Get GHC100-3,000 to sort out your needs.
FAST - Get approved within 15 minutes.
Simple - Apply from the app anytime, anywhere.
EASY - No collateral, No guarantors.
TRANSPARENT - Review the full cost before applying, with no hidden fees.
FidoScore: Take action to unlock higher loan amounts and better terms. 🚀With simple and easy actions, build a track record with Fido, take control over your finances and access improved offers.

Here’s how to apply for a Loan:
👉 Download the Fido App and register only once.
👉 Confirm your details with a valid Ghana Card and an address.
👉 You must be 18 and a resident of Ghana to apply.
👉 If approved, you will receive the money instantly into your Mobile Money account.
👉 Kindly note Minimum Repayment period: 90 days and Maximum Repayment period: 180 days.
👉 The interest rate and total amount to repay are displayed in the app. No hidden fees.
👉 Receive up to GHS200 for your first loan.
👉 Your loan amount is increased every time you repay on time, up to a maximum of GHS3,000.
👉 As the loan increases, we decrease the interest rate and offer installment options.
👉 We accept MTN, AT & Vodafone Mobile Money wallets.

Here’s how to repay:
👉 Log into the Fido App, select the 'Make a Payment' button and follow the prompts.
👉 You can also dial *711*666# to repay.
👉 For other options like using the MTN, AirtelTigo and Vodafone menus, find the repayment process in the Fido App 'Help' section.
👉 Repay on time and be eligible to take another loan.

Dos and Don’ts- Fido Loan Application:
Don’ts:
❌ Don’t pay any deposits to any agents, Fido is a 100% mobile app!
❌ Don’t use a mobile money number that does not belong to you.
❌ Don’t use someone’s Ghana Card.
❌ Don’t use names that are not on the Ghana Card or shorten it (Ex. Do not write Abiba❌ if the name on your Ghana Card is Abibatu✔)
❌ Don’t apply for someone else.
Do’s:
✔️ Ensure that you type your correct Ghana Card number.
✔️ Ensure that you type the Mobile Money number correctly.
✔️Ensure that the date of birth you select is correct, and it’s the same as the date of birth on the Ghana Card.
✔️ Ensure to repay your loan on time to unlock higher loan amounts and better terms.
When applying for a loan you can choose your repayment terms.
Repay in one or multiple installments, depending on your eligibility.

Fido loans are intended to assist entrepreneurs and individuals with their businesses or everyday needs and not to service long-term debt obligations.
Maximum Annual Percentage Rate (APR) is 66%. This is based on an interest set to 0.288% per day and decreases with good repayment behavior. Processing fee per loan is GHS 17, and Deductible Commitment fee is 1.4%.

Representative Example:
A borrower who receives GHS 1,000 loan for a 180-day term, would be charged an interest rate of 0.288% per day, thus GHS 312.25 in 180 days, and a processing fee of GHS17 summing up to a total repayment of GHS 1,329.25. A deductible 1.4% commitment fee is applied, though, and GHS14 will be deducted from the principal.
• In summary: GHS1,000 (borrowed amount), minus GHS14 (commitment fee) + GHS312.25 (interest) + GHS17 (processing fee) = GHS1,329.25 (total payment).
• The borrower has the flexibility to make early repayments at any point which may reduce the above-stated interest.

Contact us at 0242436885 / www.fido.money for more details.
The privacy and confidentiality of your personal information and data is important to us.
Find out more: https://www.fido.money/legal-pages/privacy-policy-statement
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  • Category

    Finance
  • Get it on:

    Go Google Play com.fidocredit
  • Requirements:

    Android Varies with device+

Fido Varies with device APK for Android Varies with device+

Version Varies with device for Android Varies with device+
Update on 2023-02-17
Installs 1.000.000++
File size 10.183.457 bytes
Permissions view permissions
What's new Chale! The New Fido App is here and It’s Pink🤩
With new features & tweaks🚀

What’s New?
Improved Fido Loan: It’s Faster, Easier and more Secure.
New Fido Score: Unlock higher loan amounts and better terms by taking actions to improve your Fido Score.🚀
Fresh new look and feel.😎

FAQs

  • How to Apply
    • Dial *737*0#
    • Select option 1 (Payday Credit)
    • Agree to Terms and Conditions.
    • Enter amount to borrow.
    • Enter Tenure (up to 12 months)
    • Enter your PIN to confirm transaction.
  • You can get a loan sum of GHC 20.00 to GHC 1,500.00....See the application process below.
    • Dial *110#
    • Choose option 5 (Financial Services)
    • Choose option 3 (Loans)
    • Select option 1 (Ready Loan)
    • Choose option 2 (Ready Loan Request)
    • select option 1 (Opt in)
    • Enter your mobile money PIN to proceed.
  • Bloomkash is a Ghanaian lending company that provides Citizens with short-term loans via their mobile phones. So, if you have a smartphone and download the Bloomkash app, you can get a loan of up to 1,000GHS from Bloomkash.
  • Unfortunately, the Fido App is currently an Android-only app and is not available for download on an iPhone or any IOS device. Android users can download our mobile application by visiting Google Play and searching for 'Fido Micro Credit' or use this link (https://goo.gl/EZ52aA) to download and request a loan.
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